What Is the National Average Interest Rate for Savings Accounts? In 2025, the national average interest rate for traditional savings accounts remains surprisingly low — but that doesn’t mean your money should settle for less. 📉 What’s the Current National Average? 0.57% APY — According to Bankrate’s latest data as of July 22, 2025 BankrateYahoo Finance+3Bankrate+3Bankrate+3 0.38% […]