How Non-US Citizens can Open a Bank Account

How Non-U.S. Citizens Can Open a Bank Account

A Step-by-Step Guide by SwiftRevenly Bank

Banking shouldn’t be limited by borders. Whether you’re an international student, expat, freelancer, or global entrepreneur, you don’t need to be a U.S. citizen to open a bank account in the United States — and SwiftRevenly Bank makes it easier than ever.

Here’s everything you need to know.

🌍 Can Non-U.S. Citizens Open a Bank Account?

Yes, they can. Non-U.S. citizens — whether you’re a resident (living in the U.S.) or a non-resident (living abroad) — can open U.S. bank accounts if they meet certain requirements and provide the right documentation.

There are two types of non-citizens typically eligible to open U.S. accounts:

Resident Aliens – Non-citizens living legally in the U.S.
Non-Resident Aliens – Foreign nationals living outside the U.S. who want access to U.S. banking

📋 What Documents Are Required?

Every bank may have slightly different requirements, but most commonly ask for:

1. Valid Passport

Your main form of identification.

2. Secondary ID (optional but useful)

Such as a:

National ID card
Foreign driver’s license
Visa or U.S. student/work permit

3. U.S. Address

Even if you’re not a U.S. resident, some banks (especially digital ones like SwiftRevenly) may accept:

A friend/family member’s address
A business or mailing address
Or in some cases, an international address for certain account types

4. Tax Identification Number (TIN)

This could be:

SSN – Social Security Number (if you have one)
ITIN – Individual Taxpayer Identification Number (for non-residents or those without SSNs)

5. Proof of Income or Employment (sometimes required)

Especially for checking or business accounts.

🏦 Can Non-Citizens Open an Account Online?

Yes — and that’s where SwiftRevenly shines.
Traditional banks often require in-person visits and extensive paperwork. But digital banks like SwiftRevenly offer streamlined, fully online account setup — no branch visits, no long delays.

You can open a U.S.-based savings or current account from anywhere in the world, right from your phone or laptop.

💸 Why Open a U.S. Bank Account?

Opening a U.S. bank account offers real advantages for non-citizens:

Send and receive U.S. dollar payments
Get paid by U.S.-based clients, platforms, or employers
Pay for U.S. goods and services without currency conversion
Access U.S. debit cards, online banking, and investment tools
Start building a U.S. financial profile

🚀 Why Choose SwiftRevenly Bank?

At SwiftRevenly, we’re building a borderless banking experience.

✅ 100% online account opening
✅ No U.S. citizenship required
✅ Multi-currency support
✅ Virtual + physical cards
✅ FDIC-insured
✅ 24/7 multilingual support

Whether you’re abroad or already in the U.S., SwiftRevenly gives you fast, secure access to U.S. banking — without the gatekeeping.

✨ Final Thoughts

You don’t need to be a U.S. citizen to take control of your financial future. With the right documents and a forward-thinking partner like SwiftRevenly Bank, opening a U.S. account is simple, legal, and smart.